What is your goal?
Eliminate My Payments
Still owe money on your home? You can actually eliminate your current mortgage payment by taking advantage of a reverse mortgage...
If you are looking to add a monthly fixed income or supplement your retirement, a reverse mortgage may be perfect for you...
Access My Cash
If you are stuck in a property or need to pay down debt, or even just need a lump sum for a special purchase....
Eliminate your payments
Do you own your home but are still making mortgage payments? Many clients love their home but the thought of continuing to make payments is stressful and especially dificult on a conservative budget
Great news: You can live in your home payment free
Stay in Your Home and Improve Your Immediate Finances: The key to a Reverse Mortgage is that it enables you to live in your home for as long as you want with absolutely no monthly mortgage payments and – in many cases – you can also get access to money to use for any purpose.Get Started
Provide Monthly Income
Having consistent dependable income is a necessity if you plan on fully enjoying your golden years. Social Security is helpful along with any retirement funds but often times having an additional monthly income can reduce or even remove any stress you have keeping up with the rising cost of living.
Leverage the value you have earned in your home to provide the life you deserve
Home values have skyrocketed in California but until recently there were few options to directly access your increased equity. With a reverse mortgage you can get a monthly income from the value you have built, oftentimes tax free, while continue to live in and own your home. This could be the option you were looking for.Get Started
Access Your Cash
How you use the funds from a Reverse Mortgage is up to you. Use it to take that trip you have been putting off, get that new car or finish that dream home renovation. Or take a more practical approach and pay off existing debt, complete needed repairs, get a hearing aid, purchase life insurance or long term care insurance, pay for your children’s college education – anything goes.
As a Reverse Mortgage is a loan, the money from it is typically tax-free, whether you receive it as fixed income or in a lump sum.
Depending on the type of loan you choose, you can receive the Reverse Mortgage loan money in the form of a lump sum, annuity, credit line or some combination of the above.Get Started