” Shanne is the absolute gold standard in professional financing services. He worked with lightening speed to get the transaction done. He explained the entire process with the kind of first class, concierge service I have never seen or experienced before. If you want your loan done right, done well and done quickly, you have a powerfully ally in Shanne. “
Maurice D. San Diego, CA
Our passion is helping you obtain your dream of home ownership. From the first time you walk through our door, to the first time you walk through yours, we are with you every step of the way to make your dream a reality.
Our desire is to remove the stress, anxiety, and fear of obtaining a home loan and replace it with something unique where integrity, knowledge, and unparalleled service creates a pleasurable lending experience and excited lifelong clients. Let us help you obtain the dream of homeownership while achieving your financial goals with the 3 steps outlined below! It’s as easy as 1-2-3.
This site was created to be a source of knowledge and education for those looking for San Diego Home Loans. As a direct mortgage lender and San Diego mortgage broker, I will help you obtain a home loan that is right for you! Whether you are looking to purchase a home or refinance one you currently own, I have the mortgage product and experience to get it done.
Regardless of you being a first time homebuyer using an FHA loan to purchase a $300,000 condo or in need of a San Diego Jumbo Loan to purchase your $2 million dollar dream home, a veteran using a 100% VA loan or a self-employed borrower needing a cash out refinance, I have experience with these scenarios and can assist you!
The mortgage interest rates we offer are very competitive. In many cases we will be able to offer the lowest or close to the lowest mortgage rate in the marketplace, but we will not always be the lowest quote out there. In today’s lending world, the experience to get a transaction closed and the customer service you receive during the transaction should really take precedence over the mortgage interest rate you receive. What good is a .125% lower interest rate, if the transaction is a nightmare and you can’t get it closed?
One of the reasons we conduct business in the manner we do, is because of the horrible stories I have heard from clients over my 15 years in the mortgage industry. You may ask, “What Could Go Wrong?”.
You may be offered a particular rate and fee structure based on an online quote or even after starting your loan, just to find out later that your rate and fees are completely different than what was initially offered. Not with us! That is why I created the TruQuote.
You may have a lender who tells you you are pre-approved. Based on that you go and get into escrow on a purchase, pay for the appraisal and inspection, which could run over $1,000, just to find out that after you submit a boat load of more documents, you were never approved to begin with! Not with us! That is why I created the Ready to Move Pre-Approval Process.
You may find yourself in a transaction where you receive little to no communication from the lender, have stress and anxiety because you continually have to provide more documentation and you still don’t know if the loan is going to close. Not with us! That is why I created the Ease of Mind Loan Process.
You may be in a time sensitive purchase and you have done everything asked of you, and your loan still does not close on time delaying your move, upsetting the seller, and potentially incurring more expenses. Not with Us! That is why I offer a On Time Closing Guarantee.
Do you feel like you are just another number with those other lenders? Not with Us! Our clients have names not transaction numbers with our More Than a Mortgage program. Feel free to read more About Us and what makes us different.
I am so happy to have worked with The Mortgage Planners, specifically Shanne, during my recent home purchase. As first time home buyers, we knew very little about the process and had a million questions. Shanne was incredibly helpful, friendly, and knowledgeable. He answered all of our questions and I didn’t feel silly once for having to ask what things meant or how it “really” affected us. He walked us through the process step-by-step and sat down with us to go over all details (big and small) even before we were 100% sure about buying a home. I knew I could call Shanne (and I often did) and would get a clear answer. We met and started the process of prequalifying in the summer and we were in our new home by October.
Tiff A., Poway, CA
The Mortgage Planners are true pros. Shanne and his team were recommended to me by my Realtor, and I am very pleased she facilitated the introduction. The Mortgage Planners really helped me understand the different mortgage products and determine which loan product was the best fit for me. The interactions I had with Shanne were so positive I abandoned any effort of shopping around very early in our home buying journey. Any time I had a question or issue I’d not only get a nice e-mail back quickly, but also a phone call, even on a Sunday. Shanne really is a professional and I wholeheartedly recommend him and his team to anyone looking for mortgage services. Save yourself the time and headache, just work with The Mortgage Planners.
Richard W., Carlsbad, CA
Shanne helped me through my first home purchase in San Diego and made the overwhelming mortgage process much more manageable. He and his team always made themselves available for assistance and it was great to have an asset like them on my side. He even helped me through a subsequent refi after letting me know rates had dropped. This is definitely a team you want in your corner and I highly recommend their services.
Jesse C., San Diego, CA