2011 San Diego County Conforming Loan Limits

San Diego Conforming Loan Limits

*This post is out of date.  Click here for the most up to date San Diego Conforming Loan Limits.

The 2011 conforming loan limits for San Diego County are $417,000 for the traditional conforming mortgage program and $697,500 for the San Diego high balance conforming program.  These limits are the same as they were in 2010 for San Diego conforming loans.  Remember that loans from $417,001 to $697,500 will have about a .25% higher interest rate and slightly more restrictive guidelines.  I have included a chart below that shows the conforming loan limits for other areas of California as well.

San Diego home loans that exceed the high balance loan limits of $697,500 will fall into true jumbo loan programs in San Diego and will be subject to different underwriting guidelines and usually higher rates.  As a San Diego Mortgage Banker and Broker, I do have access to all three categories, traditional conforming, high balance conforming, and true jumbo loans.  Please let me know if you have any questions.

County Name State One-Unit Limit Two-Unit Limit Three-Unit Limit
ALAMEDA CA $729,750 $934,200 $1,129,250
ALPINE CA $547,500 $700,900 $847,200
AMADOR CA $443,750 $568,050 $686,650
BUTTE CA $417,000 $533,850 $645,300
CALAVERAS CA $462,500 $592,050 $715,700
COLUSA CA $417,000 $533,850 $645,300
CONTRA COSTA CA $729,750 $934,200 $1,129,250
DEL NORTE CA $417,000 $533,850 $645,300
EL DORADO CA $580,000 $742,500 $897,500
FRESNO CA $417,000 $533,850 $645,300
GLENN CA $417,000 $533,850 $645,300
HUMBOLDT CA $417,000 $533,850 $645,300
IMPERIAL CA $417,000 $533,850 $645,300
INYO CA $437,500 $560,050 $677,000
KERN CA $417,000 $533,850 $645,300
KINGS CA $417,000 $533,850 $645,300
LAKE CA $417,000 $533,850 $645,300
LASSEN CA $417,000 $533,850 $645,300
LOS ANGELES CA $729,750 $934,200 $1,129,250
MADERA CA $425,000 $544,050 $657,650
MARIN CA $729,750 $934,200 $1,129,250
MARIPOSA CA $417,000 $533,850 $645,300
MENDOCINO CA $512,500 $656,100 $793,050
MERCED CA $472,500 $604,900 $731,150
MODOC CA $417,000 $533,850 $645,300
MONO CA $529,000 $677,200 $818,600
MONTEREY CA $729,750 $934,200 $1,129,250
NAPA CA $729,750 $934,200 $1,129,250
NEVADA CA $562,500 $720,100 $870,450
ORANGE CA $729,750 $934,200 $1,129,250
PLACER CA $580,000 $742,500 $897,500
PLUMAS CA $417,000 $533,850 $645,300
RIVERSIDE CA $500,000 $640,100 $773,700
SACRAMENTO CA $580,000 $742,500 $897,500
SAN BENITO CA $729,750 $934,200 $1,129,250
SAN BERNARDINO CA $500,000 $640,100 $773,700
SAN DIEGO CA $697,500 $892,950 $1,079,350
SAN FRANCISCO CA $729,750 $934,200 $1,129,250
SAN JOAQUIN CA $488,750 $625,700 $756,300
SAN LUIS OBISPO CA $687,500 $880,100 $1,063,850
SAN MATEO CA $729,750 $934,200 $1,129,250
SANTA BARBARA CA $729,750 $934,200 $1,129,250
SANTA CLARA CA $729,750 $934,200 $1,129,250
SANTA CRUZ CA $729,750 $934,200 $1,129,250
SHASTA CA $423,750 $542,450 $655,700
SIERRA CA $417,000 $533,850 $645,300
SISKIYOU CA $417,000 $533,850 $645,300
SOLANO CA $557,500 $713,700 $862,700
SONOMA CA $662,500 $848,100 $1,025,200
STANISLAUS CA $423,750 $542,450 $655,700
SUTTER CA $425,000 $544,050 $657,650
TEHAMA CA $417,000 $533,850 $645,300
TRINITY CA $417,000 $533,850 $645,300
TULARE CA $417,000 $533,850 $645,300
TUOLUMNE CA $437,500 $560,050 $677,000
VENTURA CA $729,750 $934,200 $1,129,250
YOLO CA $580,000 $742,500 $897,500
YUBA CA $425,000 $544,050 $657,650

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