One of the staples of owning a home and having a mortgage is the benefit of being able to write off the interest from that mortgage on your taxes and lowering your taxable income. There has been a lot of confusion on how the new tax law, The Tax Cuts

Weekly Mortgage Interest Rate Review for 2/23/2018 The major stock market indexes showed a modest move higher this past week due to a late rally on Friday that erased losses posted on Tuesday and Wednesday when the indexes displayed increased intra-day volatility.  In the middle of the week, investors were worried over recent market volatility, […]

  Weekly Review – 02/16/18 San Diego Mortgage Rates have been trending up over the last few months.  In fact, I was contacted by Bloomberg this week to contribute to an article about the increase in mortgage interest rates and their impact on the housing market.  You can find that article at https://www.bloomberg.com/amp/news/articles/2018-02-15/bad-news-for-buyers-u-s-mortgage-rates-hit-highest-since-2014?. The major stock […]

Would you like to have the benefits that an all cash offer gives when trying to buy a house, without having to pay all cash?  Would you like to be able to tell the seller and listing agent that you can close in 17 days or less, without having long contingency periods? Imagine being able [...]

2022 started off on a high note for those who want to buy or refinance a home in San Diego due to new loan limits. This is good news for prospective home buyers and those who currently own and are considering a refinance.  Let me explain the new loan limits and benefits further. 2022 Loan Limits [...]

San Diego Mortgage News 90 – 5 Tips to get your offer accepted from Shanne Sleder on Vimeo. In this ultra-competitive seller’s market where each listing has multiple offers within days of it being listed, it is important to make your offer stand out. You need to differentiate yourself from the many other buyers. So […]

What!? Doesn't the saying usually go, "What goes up must come down"?. Not when it comes to mortgage rates. In the case of rates, what goes down must eventually go up and that is what we started to see happen after the election of Donald Trump on November 8th. Just as the prognosticators were wrong [...]

Are you a first time homebuyer or looking to refinance and don’t know exactly what you need to provide to your mortgage broker?  If you want to make sure to provide the documents needed and do it right the first time, watch this fun cartoon below that we created to help guide our clients in […]

2015 continued the recent streak of appreciation in San Diego County. Home prices rose significantly enough that the Federal Housing Finance Agency (FHFA) decided to increase the county’s conforming loan limit for 2016 after their yearly review. Homes in San Diego County are deemed “high cost” and San Diego was one of only 39 counties […]