Did you know that Jumbo Loans are returning to the mortgage market place? Before the credit crunch of 2008 Jumbo Loans were easily accessible and in many cases you could even get them with little to no income documentation.  Since then, they have been much harder to obtain with few lenders offering them, much larger down payments […]

When a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn’t have to change is the credit status you’ve worked so hard to achieve.  Unfortunately, for many, the experience is the exact opposite. Unfulfilled promises to pay bills, the maxing out of credit […]

The S&P/Case-Schiller report, which is a key monthly housing index, was released on Tuesday for the month of February.  The report contained some good news for San Diego County home prices.  It stated that the San Diego region had an increased in home values of 1.7% in December from a year ago.  Of the 20 major metropolitan areas covered […]

  The Federal Housing Administration (FHA) just announced on Tuesday February 15th that they will be increasing the annual mortgage insurance premium that they charge on all new purchase or refinance transactions after April 18th, 2011.  The increase will be .25% on all FHA forward mortgages. On a 30 year FHA loan with a Loan to Value […]