San Diego Conforming Loan Limits Unveiled for 2015 – What San Diego Borrowers Need to Know? The Federal Home Finance Agency (FHFA) has just recently announced that it is leaving its nation-wide conforming mortgage loan limits at $417,000 for a single-family home. However, this does NOT APPLY to San Diego residents, because San Diego is […]

The cost of buying a home or refinancing a home with FHA financing in San Diego County just became more affordable! President Obama has announced that there will be a reduction in FHA (Federal Housing Administration) insurance premiums. This announcement is great news for both prospective new home buyers and existing home owners who are […]

How’d you like to see my secret stash of home buying tips that I personally learned from the top real estate experts in the world? Well consider yourself very lucky… … because today I’m taking you behind the scenes and revealing 50 of my absolute BEST, out-of-the-box  strategies with you. Warning: you are NOT going […]

As a young boy growing up, I watched WWF wrestling.  What boy did not want to emulate Hulk Hogan or the Ultimate Warrior by climbing up to the top rope, jumping off, and body slamming the opponent? If you were like me, you practiced by jumping off your couch arm onto your sisters or friends.  […]

One of the key things to keep in mind if you’re thinking of buying a home and even before you begin your search is to know how much you can afford to spend on that dream home. This process might be a bit more complicated than you realize especially if you’re a first time home […]

If you’re active duty military personnel, a qualified veteran, or a spouse of either, you are eligible for a 100% VA cash-out refinance loan if you live in the San Diego area. Not many lenders offer a 100% cash-out VA loan.  In fact, most will only go to 90% or 95%.  I have access as […]

Perhaps you’ve heard the term “conforming loan limit” while shopping for home loans in San Diego. What are these limits? … and more importantly, what do these limits mean for you? We hear these questions from our clients frequently, and for purchasers, the answer has important implications for they type of home you may be […]

With the New Year upon us, new mortgage loan regulations went into effect as of January 10, 2014. As a San Diego mortgage broker, I realize that you will want to know how these regulations will impact you especially if you are buying a new home for the first time, thinking of moving from your […]

The 2014 San Diego County VA Loan Limits were announced recently. They actually increased $46,500 up to $546,250 for 100% financing. Compare this to FHA’s San Diego County Loan Limit for 2014 which decreased $151,250 t0 $546,250. As a San Diego Mortgage Broker I have access to VA Home Loans that go up to $1.5 […]