The 2013 San Diego County FHA loan limits will remain the same as 2012. The maximum loan limit will stay at $697,500 for San Diego FHA loans. FHA loans with loan amounts below $417,000 in San Diego are considered “conforming” and will have slightly lower rates and less stringent guidelines. FHA Loans in San Diego […]

As a San Diego Mortgage Broker specializing in the HARP 2.0 Program, I have helped many owners of rental properties refinance and take advantage of the current historic low interest rates. That’s right, the San Diego HARP 2.0 Refinance program, which allows homeowners to refinance when they owe more on their mortgage than their house is […]

If you are considering a San Diego Mortgage Broker who can advise you on a Home Equity Conversion Mortgage (HECM), more commonly known as a reverse mortgage, then The Mortgage Planners are the right choice for you.  We have 10 years experience in helping Senior’s in San Diego obtain reverse mortgages. If you decide to […]

*This post has been updated.  Please see 2014 Conforming Loan Limits in San Diego. The 2013 conforming loan limits for San Diego County will remain at $417,000 for traditional conforming loans and $546,250 for the San Diego high balance conforming loan program.  This is good news for those who are still looking to purchase a home in 2013 […]

How Low Can You Go! The availability of low down payment loan options in San Diego has increased over the last few years, compared to right after the financial crisis of 2008.  Many homebuyers do not have a 20% down payment and are looking for other options to be able to purchase a home in [...]

Veterans seeking to purchase a home in San Diego County are encouraged to get pre-approved for a San Diego VA loan before 2013.  With the passage of the Honoring America’s Veterans and Caring for Camp Lejeune Families Act, qualified veterans can receive guaranteed San Diego VA home loans as high as $518,750, up from the […]

The Federal Housing Finance Agency (FHFA) recently announced increases for their loan Guarantee Fees which will affect most San Diego mortgage interest rates. The FHFA is a federal agency that regulates Fannie Mae and Freddie Mac and sets policy with regards to loans made to people across the country, including those that are working with […]

On September 13 2012, the Federal Reserve announced that it would launch another round of quantitative easing to try and boost the sluggish American economy. Through this program, nicknamed QE3, the Federal Reserve will buy massive amounts of mortgage backed securities well into the future. How will this program affect the bond market and San […]

On June 11, 2012 the Federal Housing Authority instituted a new policy designed to help homeowners refinance their homes through its San Diego FHA Streamline Refinance program. The new policy is designed to help qualified homeowners lower their interest rate and payments to historically low levels without the added burden of having to pay another […]