30 Year Jumbo Loans Are you looking for a 30 year fixed Jumbo Loan in San Diego? As a San Diego Mortgage Broker, I am able to offer a 30 year fixed Jumbo Loan in San Diego at a rate of 4.25%, based on a loan amount of $1 Million and a loan to value [...]

Although mortgage rates in San Diego are not as low as they were a few weeks ago, they are still incredibly low. As a San Diego Mortgage Broker, I am able to offer a 30 year Fixed Rate on a $320,000 loan amount at rate of 3.5%, 3.55% APR, with no closing costs. That’s right! […]

Are you looking for a San Diego Jumbo Loan with a low down payment and no mortgage insurance? Then you are in luck! I am one of the few San Diego Mortgage Brokers that has a second mortgage that will allow a 89.99% combined loan to value (CLTV) up to a total loan amount of [...]

FHA Streamline Refinances in San Diego have become even easier and more attractive for those homeowners who originally took out their FHA loan prior to June 1st, 2009. New guidelines have gone in effect for those FHA homeowners to allow them to complete a San Diego FHA Streamline at incredibly low rates, almost no up-front […]

As a San Diego Mortgage Broker I receive many calls from clients who have had past short sales, foreclosures, or bankruptcies, and would like to know when they will be able to qualify again for a San Diego purchase loan. Due to the events of the last 5 years, we know there are a lot […]

As of June 10th, 2012 many homeowners with FHA financing in San Diego will be able to take advantage of new guidelines that will help them to refinance into a new San Diego FHA loan with lower mortgage insurance and take advantage of the low rates. As a San Diego Mortgage Broker, I have seen […]

Over the last few years as a San Diego Mortgage Broker, I have seen one huge hurdle continue to surface for homeowners who are looking to move up and buy bigger homes.  The issue is they have a current home or condo that they can’t sell because it is underwater or they don’t want to […]

As a San Diego Mortgage Broker, we are always getting set up with lenders who offer new loan programs and unique solutions. Over the last couple of years the only way to get a loan above an 80% loan to value was to get a San Diego conventional loan with Mortgage Insurance or a San […]

It has now been a few weeks since the introduction of the HARP 2.0 program in San Diego, which allows homeowners who are upside down with their mortgage be able to refinance up to an unlimited Loan to Value if Fannie Mae or Freddie Mac own their loan. In just the short time before the […]