Mortgage Market Commentary

One of the staples of owning a home and having a mortgage is the benefit of being able to write off the interest from that mortgage on your taxes and lowering your taxable income. There has been a lot of confusion on how the new tax law, The Tax Cuts

Weekly Mortgage Interest Rate Review for 2/23/2018 The major stock market indexes showed a modest move higher this past week due to a late rally on Friday that erased losses posted on Tuesday and Wednesday when the indexes displayed increased intra-day volatility.  In the middle of the week, investors were worried over recent market volatility, […]

  Weekly Review – 02/16/18 San Diego Mortgage Rates have been trending up over the last few months.  In fact, I was contacted by Bloomberg this week to contribute to an article about the increase in mortgage interest rates and their impact on the housing market.  You can find that article at https://www.bloomberg.com/amp/news/articles/2018-02-15/bad-news-for-buyers-u-s-mortgage-rates-hit-highest-since-2014?. The major stock […]

Would you like to have the benefits that an all cash offer gives when trying to buy a house, without having to pay all cash?  Would you like to be able to tell the seller and listing agent that you can close in 17 days or less, without having long contingency periods? Imagine being able [...]

2022 started off on a high note for those who want to buy or refinance a home in San Diego due to new loan limits. This is good news for prospective home buyers and those who currently own and are considering a refinance.  Let me explain the new loan limits and benefits further. 2022 Loan Limits [...]

San Diego Mortgage News 90 – 5 Tips to get your offer accepted from Shanne Sleder on Vimeo. In this ultra-competitive seller’s market where each listing has multiple offers within days of it being listed, it is important to make your offer stand out. You need to differentiate yourself from the many other buyers. So […]

What!? Doesn't the saying usually go, "What goes up must come down"?. Not when it comes to mortgage rates. In the case of rates, what goes down must eventually go up and that is what we started to see happen after the election of Donald Trump on November 8th. Just as the prognosticators were wrong [...]

San Diego Conforming Loan Limits Unveiled for 2015 – What San Diego Borrowers Need to Know? The Federal Home Finance Agency (FHFA) has just recently announced that it is leaving its nation-wide conforming mortgage loan limits at $417,000 for a single-family home. However, this does NOT APPLY to San Diego residents, because San Diego is […]

As a young boy growing up, I watched WWF wrestling.  What boy did not want to emulate Hulk Hogan or the Ultimate Warrior by climbing up to the top rope, jumping off, and body slamming the opponent? If you were like me, you practiced by jumping off your couch arm onto your sisters or friends.  […]