Mortgage Market Commentary

When it comes to finding and buying a home in San Diego, you need to take some time and find yourself an experienced Realtor. Buying a new home is an important decision and a big investment, and finding the best San Diego Realtor is important to help you achieve your goal. Like in any profession, [...]

How do I Choose the Best San Diego Mortgage Broker?  Finding the best San Diego mortgage broker to help you purchase that perfect dream home should be an easy process, but there are many aspects to consider and not all mortgage brokers are ethical.  You definitely don’t want a broker who can turn your mortgage [...]

San Diego Mortgage Rates continued their assent higher last week, but did end the week on a positive note after a weaker than expected jobs report.  The weaker than expected jobs numbers on Friday allowed the bond market to recover all of the losses from the previous day, but it still ended the week lower […]

Fannie Mae recently announced that they would be making some significant changes to their automated underwriting system, which they call desktop underwriter (DU).  Version 9.1, as they call it, will be released on the weekend of November 16th. As a San Diego Lender, there are a few items that stand out to me, which will […]

If you are considering buying a home for the first time, or it has been more than a few years, you may be wondering, “What are the steps to getting a San Diego Home Loan?” Well, you are in luck because this article will detail step by step the process of obtaining San Diego Home [...]

San Diego Mortgage Rates stayed relatively flat this week.  After the bond market tanked last Thursday, the weaker than expected jobs numbers on Friday allowed the bond market to recover all the losses from the previous day. The bond market though, is still stuck in a downward trend, which means mortgage rates could continue to […]

San Diego Mortgage Rates improved a little this last week due to some dovish comments by the Federal Reserve and some weaker economic reports. The bond market though, is still stuck in a downward trend, which means San Diego mortgage rates could continue to rise over time. The Federal Reserve has been purchasing $85 billion […]

If you are looking to buy a home in San Diego, one of the first things you will want to ask your San Diego Mortgage Broker is: “What are my closing costs going to be”. This will be an important factor in determining the maximum purchase price you can afford. As you are in the [...]

When you are in the middle of obtaining a San Diego Mortgage, whether it is for a purchase or refinance, it is important to not take any actions that will jepordise it.  I have seen and heard of many instances over the years where clients are in the middle of a San Diego Home Loan [...]