This website (https://www.sandiegomortgagenews.net/) is owned and operated by Shanne Sleder of Residential Wholesale Mortgage Inc. dba RWM Home Loans (RWM), 11234 El Camino Real Suite 100, San Diego, CA 92130.
Access to this Website
RWM reserves the right to deny your access to and use of this website at its sole discretion without notice to you for any reason.
Permitted and Restricted Use
You may only use the site for purposes expressly permitted in this agreement. You agree that you will not use or attempt to use the site for any purpose other than conducting mortgage banking related business with us as a bona fide client, prospective client, business partner, or real estate agent.
By using, interacting with, or accessing this website, you agree that:
- You are 18 years of age or older.
- You reside within the United States and the District of Columbia and are seeking to do business where RWM is licensed to provide mortgage services.
- You will use this site solely for its services offered in a normal course of business.
- You will always act in accordance with the law, custom, and in good faith.
You agree not to use the site for any purpose that:
- Breaks federal, state, and/or local law.
- Interferes with or breaches contractual relationships between RWM and its employees
- Uses the site in any unlawful, harmful, or destructive way.
- Transmits ads, solicitations, schemes, spam, flooding, or unsolicited emails.
- Transmits unsolicited emails to this site or anyone whose email address includes this domain.
- Transmits harmful or disabling computer codes or viruses.
- Harvests email addresses from this site.
- Suggests express or implied affiliation or relationship with RWM without written permission from the company.
- Impairs or limit anyone’s ability to access, use, or operate the website.
- Use any methods, means, or devices to click on the site to cause a visit for search engine manipulation purposes.
- Unlawfully impersonates or misrepresents your relationship with a person or entity.
- Harms minors in any way including but not limited to transmitting or uploading content that violates child pornography laws, child exploitation laws, and laws prohibiting the depiction of minors engaged in sexual conduct
- Transmits or uploads pornographic, violent, obscene, sexually explicit, discriminatory, hateful, threatening, abusive, defamatory, offensive, harassing, or otherwise objectionable content or images.
- Harms, threatens, harasses, abuses, intimidates another persona in any way or involving images or content that depicts, promotes, encourages, indicates, advocates, or tends to incite the commission of crime or other unlawful activities.
- Dilutes, devalues, defames, depreciates our name or reputation.
- Transmits or uploads content or images that infringe on copyright law.
- Unlawfully transmits or uploads any confidential, proprietary, or trade secret information.
- Interferes with our network services.
- Attempts to gain unauthorized access to network services.
Username and Password Registration
You may be required to register an account to access certain features of this website. In doing so, you agree to provide correct, current, and complete information to the best of your ability. If you choose, or are provided with, a username, password, or any other piece of identifying information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to this site or portions of it using your username, password or other identifying information. You agree to notify RWM immediately if you believe your username, password, or other identifying information has been lost, stolen or otherwise compromised. You also agree to ensure that you fully exit your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.
You acknowledge and agree that you are solely responsible for all damages or claims that may arise from any access to or use of this website by any person to whom you have provided your username, password or other identifying information, or by any person who has obtained such information from you, including, but not limited to, any access to or use of this website that may occur after you have notified us that your username, password or other identifying information has been lost, stolen or otherwise compromised.
All content, images, logos, intellectual property, and any other material (including but not limited to all text, graphics, images, video, audio, data compilations, software, and the design, selection, and arrangement thereof) found on www.sandiegomortgagenews.net is owned by RWM, its affiliates, partners, licensors, or other providers of such material, and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
All content, graphics, web pages, source code, calculations, products, materials, data, information, text, screens, photos, music and sound, functionality, services, design, layout, screen interfaces, “look and feel”, design, functionality, and operation of this site is the proprietary information of RWM, its affiliates, partners, licensors, or other providers of such material and is protected by intellectual property laws, including but not limited to copyrights, patents, trade secrets, trademarks, and service marks. All rights associated with the content are owned by RWM, its affiliates, partners, licensors, or other providers of such material. RWM prohibits copying, redistributing, retransmitting, publicize, and commercial or non-commercial exploitation of content found on this site without express, authorized written permission from RWM or other copyright owner or as permitted by copyright law.
You are permitted to view or download material on this website for informational or internal business use only. The availability of any content through this site does not constitute transfer of copyright, license, or ownership rights to you. You do not acquire any license or ownership rights by downloading or viewing content or by any other means. You will not copy, reproduce, publish, create derivative works from, perform, upload, post, distribute, transfer, transmit, modify, adapt, reverse engineer, frame in any web page, or alter the appearance of any content on this site.
Any and all submissions containing comments, improvements, suggestions, or ideas regarding this site will become and remain our exclusive property, including any rights or future associated rights with the submission, even if the provisions of this agreement are later modified or terminated. This means that you forever disclaim proprietary rights or any other rights or claims in such submissions. You acknowledge and agree that we have the unrestricted, unencumbered right to use, publish, and commercially exploit, identical, similar, or derivative ideas originating from your submission, in any medium, now and in the future, without notice, compensation or other obligation to you or any other person. Notwithstanding the foregoing, you remain solely responsible for the content of your submissions, and you acknowledge and agree that neither RWM nor any third party affiliate of RWM will assume any liability related to any action or inaction by RWM or such third party with respect to your submissions.
All testimonials submitted to RWM will become and remain our exclusive property, including any rights or future associated rights with the testimonial, even if the provisions of this agreement are later modified or terminated. This means that now and in the future, you irrevocably grant us the unrestricted right (without notice, compensation, or any obligation to you or any other person) to use your statement, likeness, and/or image as they may be used in any medium in connection with an advertisement or for any other publicity purpose. You further agree that we may use any percentage or part of your testimonial, image, likeness and/or works, in any way that we see fit, and may exclude your name or use a fictional name or other identifier at our sole discretion.
Application of Additional Terms
This website contains links to third party sites. RWM provides these links solely for your convenience and reference and does not endorse, sponsor, approve, or control any such website’s contents or its sponsoring organization. Upon going from www.sandiegomortgagenews.net to another website, please note that RWM is not responsible for the accuracy or content of the information provided by that website, nor are we liable for any direct or indirect technical or system issues arising out of your access to or use of third party technologies or programs available through that website.
We do not permit third-party advertising on the site without express written permission from RWM. You will not create links from any website or web page to the site or any web page therein without our prior written permission.
Disclaimer of Warranty
ALL CONTENT, MATERIALS, INFORMATION, PRODUCTS, SOFTWARE, PROGRAMS, AND SERVICES ON THIS SITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITH NO WARRANTIES OR GUARANTEES WHATSOEVER. RWM DOES NOT WARRANT THE ACCURACY, ADEQUACY, OR COMPLETENESS OF THIS CONTENT AND INFORMATION AND EXPRESSLY DISCLAIMS TO THE FULLEST EXTENT PERMITTED BY LAW ANY AND ALL EXPRESS, IMPLIED, STATUTORY, AND OTHER WARRANTIES, GUARANTEES, OR REPRESENTATIONS, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, TITLE, FITNESS FOR ANY PARTICULAR PURPOSE, NON-INFRINGEMENT OF PROPRIETARY AND INTELLECTUAL PROPERTY RIGHTS, AND FREEDOM FROM COMPUTER VIRUSES. WITHOUT LIMITATION, RESIDENTIAL WHOLESALE MORTGAGE INC. MAKES NO WARRANTY OR GUARANTEE THAT THIS WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE IN CONJUNCTION WITH ANY CONTENT OR INFORMATION FOUND ON THIS SITE.
YOU UNDERSTAND AND AGREE THAT RESIDENTIAL WHOLESALE MORTGAGE, INC., ITS AFFILIATES NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT THEIR SERVICES OR THE SITE WILL BE UNINTERRUPTED OR ERROR FREE AND THEY CANNOT MAKE ANY WARRANTY ON THE RESULTS OF THE USE OF THE SITE, OR TO THE SEQUENCE, TIMELINESS, RELIABILITY, ACCURACY, COMPLETENESS, OR CONTENT OF ANY INFORMATION, MERCHANDISE, OR SERVICE PROVIDED THROUGH THE SITE. RWM DOES NOT ENDORSE PRODUCTS OR SERVICES APPEARING ON LINKED SITES OR PURCHASED VIA LINKED SITES.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF WARRANTIES. IF YOU ARE A PART OF THESE JURISDICTIONS, THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.
Limitation of Liability
YOU AGREE THAT YOUR ACCESS TO AND USE OF WEBSITES OWNED BY RESIDENTIAL WHOLESALE MORTGAGE, INC. AND THE CONTENT THEREOF IS AT YOUR RISK. IN NO EVENT WILL RESIDENTIAL WHOLESALE MORTGAGE, INC. BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES OF ANY TYPE WHATSOEVER RELATED TO OR ARISING FROM THIS WEBSITE OR ANY USE OF THIS WEBSITE, OR OF ANY SITE OR RESOURCE LINKED TO, REFERENCED, OR ACCESSED THROUGH THIS WEBSITE, OR FOR THE USE OR DOWNLOADING OF, OR ACCESS TO, ANY MATERIALS, INFORMATION, PRODUCTS, OR SERVICES, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOST SAVINGS OR LOSS OF PROGRAMS OR OTHER DATA, EVEN IF RESIDENTIAL WHOLESALE MORTGAGE, INC. IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS EXCLUSION AND WAIVER OF LIABILITY APPLIES TO ALL CAUSES OF ACTION, WHETHER BASED ON CONTRACT, WARRANTY, TORT LAW, OR ANY OTHER LEGAL THEORIES.
Waiver and Severability
For our licensing information, visit https://www.sandiegomortgagenews.net/licensing-disclosure/.