In today’s lending environment, credit scores are more important than ever to get the Best Mortgage Rates in San Diego on your Refinance Loan or new Home Purchase Loan. As a San Diego Mortgage Broker, I talk with many clients who are looking to Refinance in San Diego or purchase their San Diego dream home. The problem is they do not qualify for the Best Mortgage Rates because their credit scores have dipped below important tiers set up by Fannie Mae and Freddie Mac.
Many times this is due to simple mistakes they have made in the past when dealing with their credit. They have been given faulty information from family or other San Diego Mortgage Brokers on how to handle their credit. When dealing with a Mortgage Broker it is important for you to know that they understand how credit scores are calculated and what can be done to help improve them. Below is a short video clip by Linda Ferrari, National Credit Score Expert and President of Credit Resource Corporation, on the Top 10 Credit Myths.
If you would like more information on what you can do to qualify for the Best Mortgage Rates in San Diego, please feel free to contact me, Shanne Sleder, San Diego Mortgage Broker and Banker.